Kevin Flannery Lending
Over a billion dollars lent in 20+ years of experience.

Meet Kevin Flannery

Learn more

Testimonials

"A well oiled mortgage machine, great team and customer focus, look no further."

"The experience of working with Kevin and his team was wonderful! From start to finish, they were responsive and professional. They took care of all the details and kept us informed of all the steps along the way. They were extremely knowledgeable and provided great advice as we thought through the decisions to be made related to the refinancing. We worked with a number of mortgage brokers throughout the years, and I can honestly say this was by far the easiest and least problematic experience we've ever had."

"Kevin really is a mortgage master. He is a pleasure to work with because he is highly competent, very reasonable and enjoys his work. His insight was unmatched. He worked hard and late when we needed extra effort. We will call him immediately if we purchase another property."

Mortgage Saving Tips

Make Extra Payments: Paying consistent additional payments on your principal balance will provide big returns.

For many people, the easiest way to organize this process is by making one extra payment a year. If you can't afford to pay an additional whole payment all at once, you can split that amount into 12 smaller payments and write a check for that additional amount monthly.

Bi-Weekly Payments: Another option is to pay a half payment every other week. These options differ slightly in lowering the final payback amount and shortening payback length, but they will all significantly shorten the duration of your mortgage and lower the total interest you will pay over the life of the loan.

Almost all mortgage contracts allow you to make additional payments to your principal at any time. You can take advantage of this to pay down your mortgage whenever you come into extra funds.

Apply Windfalls: If you receive a tax refund, inheritance, or gift, applying it toward your principal can yield huge savings and shorten your loan period.

Even a few thousand dollars early can yield significant benefits over the life of the loan.

We highly encourage you to contact Kevin or check his socials for more information!